Everybody needs to spend money. To participate in the exchange of currency for goods or services is one of the great joys of life. Some folks, however, derive greater joy from spending then others. Because of this…we call these people: SPENDERS
The SPENDER Money Personality
You know who they are… they could be your neighbor, your mother, your father, your spouse, or even YOU. Spenders are fun to be around. They like to go out to eat, entertain, buy gifts, host parties, plan vacations, and all sorts of things involving spending money. The best thing that can happen to a spender is to win money and the worst thing that can happen to a spender is to be told they can’t spend anymore because there isn’t any left. Whether the purchase is big or small makes no difference, spenders simply love to buy things. If you are a spender, here are some of the reasons why people like being around you so much:
Pro’s of being a Spender
- You are extremely generous. You can give like no one else can. When someone’s birthday is around the corner, you’ll want the best for them and you’ll enjoy not only buying them a gift, but you also want to be there when they unwrap it. You are also give larger tips than most people. You do this because you have a kind heart.
- You know how to have fun. Spending time with you on a vacation or on a date is a joy unto itself. You spare no expense so you don’t usually say “no” to others who are with you. You obtain joy from the spending and it’s easy for others around you to get caught up in that vibe. This makes them feel good, and therefore want to spend time with you too.
- Men, you guys like to spend money on home improvements, kitchen remodeling, building a deck, and so on to keep your house functional and modern. Ladies, you love to spend money decorating the house and making the house a home. When someone walks into your house… they can tell that a spender lives here.
- You are spontaneous. You might see something in the store what you weren’t planning to buy, but its something that you know that a friend would love, so you get it. You could be at the mall with a friend and suddenly you smell ice cream or those soft pretzels and suddenly you want one, so you get it. This is who you are, and there’s no guilt or shame about it. 
Sometimes people avoid you though. It could be that they are jealous of you because you have money to spend, or it could be that you’ve bought things for them from a kind heart but they still feel obligated to you for some reason. Most of the time, it could be that you might display one or more of these, well..unattractive characteristics:
Con’s of being a Spender
If you are a spender, you should know that you CAN be -
- Selfish. You buy for yourself and yourself only. When others are around you, they may feel pressured to spend more than they want to because you’re spending all the time wherever you go. Even if you DO spend money taking your friends out to eat, they still have to spend more because it’s usually understood that next time… they’re paying!
- Lazy with your finances. You spend, but don’t keep track of what your spending. This may cause adverse effects such as bounced checks, over the limit penalties on your credit card, and so forth. When you want to talk to someone… they roll their eyes at you and say “DUH! you spend too much!”
- Impatient. You want to go spending money now. RIGHT NOW! If go crazy if you have to wait for your paycheck to be deposited. On payday, you might go on a spending spree until it’s all gone… after you pay bills of course.
- Impulsive. Spending money on things that you need is great. Spending money on things you don’t need, using money you don’t have (with credit cards) just to feel better is where some people begin to pull away from you. Impulse buying is ok when it’s small. But when you do it often it adds up. You complain to others you have no money to do buy toilet paper but then the next day you tell them about the $250 you spend renting a bounce house for the birthday party.
-Competitive. Keeping up with the Jone’s. Buying things you don’t need to impress others, to one-up others, or to appear better than other. Racking up massive debt just to be the best in the neighborhood doesn’t mean you’re winning in life. If anything, it puts you in a vulnerable position.
Now I’m not trying to beat up on you… I can say these things about spenders because I am one. The truth is that all the money personalities have pro’s and con’s. Not one is any better than another. Having all these personalities around adds flavor and spice to your life and your marriage. Just realize that you are a unique individual and have a lot to contribute.
What about you? Are you a spender? Are you married to one? Please share your thoughts in the comments section below.
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